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                             DEMAND FOR PAYMENT

     Date:

         To:

      Dear:

 
                Reference is hereby made to an obligation dated

        _________19,__ by and between ___________________ and

        _________________.  As a result of your failure to

        _______________________, you are currently in default.  Demand is

        hereby made of you for full payment of $________________.

 Very truly yours,

 ______________________________